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AssemblyAI vs Fathom

Both do 1 of the same audio tools task. Below is what each says about its own limits and pricing, and how each ranks on signals we can measure or quote.

Disclosure: agathox makes some of the tools listed here. They are labelled and scored by the same method as every other tool.

A

AssemblyAI

With AssemblyAI's industry-leading Speech AI models, transcribe speech to text and extract insights from your voice data.

Signals score: 4.2 / 5 · not a hands-on test

Visit www.assemblyai.com

B

Fathom

Fathom captures, transcribes, and summarizes Zoom, Google Meet, and Microsoft Teams calls. Free for individuals, with AI-powered CRM updates for teams.

Signals score: 3.8 / 5 · not a hands-on test

Visit www.fathom.ai

Pricing, limits and privacy

Free tier
A: $50 in free credits at signup, no credit card required. Streaming is limited to 5 new streams per minute on the free tier.
B: Free forever plan for individuals: unlimited recordings and transcriptions, AI call summaries, clips and playlists. No numeric caps shown; some features are marked limited use.
Paid plan
A: Pay as you go, no subscription tiers listed. Pre-recorded example: $0.21 per hour (Universal-3.5 Pro). Streaming example: $0.45 per hour base (Universal-3.6 Pro Realtime). Text-to-speech: $15 per 1M input characters. Paid raises streaming to 100 new streams per minute. Volume pricing via sales. Currency is shown as $ but not named.
B: Per user per month in USD: Premium $20 ($16 annual), Team $19 ($15 annual, min 2 users), Business $34 ($25 annual, min 2 users), Enterprise via sales. Trial length not stated. No country pricing mentioned.
Signup
A: Signup is needed to get the free credits and an API key.
B: Free plan button leads to sign-up; an account appears required but this is not explicitly stated.
Watermark
A: Not applicable.
B: Not stated.
Where files go
A: The privacy policy says services are mainly hosted and operated in the United States and data may be transferred to other countries. It does not mention audio and gives no retention period for audio or transcripts; personal data is kept as long as needed for the services or business purposes.
B: Privacy page says the service is hosted in the United States and meeting content is shared with some service providers. Data stays until the account is deleted; after a deletion request Fathom aims to delete recordings within 30 days.

From each tool's own pages, checked 2026-11-01. Prices and limits change; check the tool before you rely on them. Sources are listed on each tool's page.

Compare on a task

Neither tool has been hands-on tested on these tasks yet, and we do not guess. Open a task to see both ranked with every other tool.

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