Business & finance tools / Actual Budget
Actual Budget
Actual Budget is a super fast and privacy-focused app for managing your finances. At its heart is the well proven and much loved Envelope Budgeting methodology.
Where it stands
3.7 / 5
Signals score
Not a hands-on test
Based on 1 of 3 signals
- Website health4.1 / 5 · weight 50%
Measured from the tool's public website
Built only from what we can measure or quote without using the tool. How ranking works
Rank by signals
We have not run our own hands-on test on Actual Budget yet. Facts checked 2026-11-04. How tests work
Disclosure: agathox makes some of the tools listed here. They are labelled and scored by the same method as every other tool.
Should you use Actual Budget?
A quick read built only from what the tool's own pages state and from our tests, not from opinion. Facts checked 2026-11-04.
A good fit if…
Nothing is clearly stated yet.
Check first
- Its pages do not state: pricing, signup, watermark. Check on the tool's site before you rely on it.
Does: Expense tracker
Measured signals
4.1 / 5 · measured 2026-11-08Read automatically from Actual Budget's public website: how reliable, secure, private and open the site is. This is not a test of how well the tool does its job. How this is measured
- Reliability5 / 5The page answered and finished downloading in 65 ms.
- Security2.8 / 51 of 5 protective headers set (strict-transport-security).
- Privacy5 / 5No third-party tracking services found on the page.
- Transparency3 / 5Links a privacy policy; no pricing page linked.
Community feedback
We found no public discussion of this tool to read.
A score needs at least 12 different commenters across 2 threads.
- Free tier
- Not stated.
- Paid plan
- Not stated.
- Signup
- Not stated.
- Watermark
- Not stated.
- Where files go
- Financial data is stored locally on the user's device and is not transmitted or stored on the company's servers. The page says: “Your financial data is stored locally on your device and is not transmitted or stored on our servers.”
From the tool's own pages, checked 2026-11-04. Sources: Privacy. Prices and limits change; check the tool before you rely on them.
Read automatically by a program, not by a person. Each fact quotes the sentence it came from, and a fact is shown only if that sentence is on the page. Where a page did not say, it reads “Not stated.”
Get an email if Actual Budget changes
We check its official pages every week. If they change, we tell you, so you can see if the price or limits moved. No other email, and one click stops it.
Are you the maker of Actual Budget? Link to this page
Copy this into your site. The link goes to this page, and it does not change any score.
<a href="https://agathox.com/tools/actual-budget">Actual Budget on agathox: compared and tested</a>
Tasks and scores
- Expense trackerNot tested yet
Similar tools
Top signals in Expense tracker.
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